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Baby Bump

Future Super's baby step towards making super more fair for our members.

Baby Bump is a refund of the annual dollar-based administration fee for the time you are on parental leave, up to a maximum of 12 months (equivalent to $60).

We created Baby Bump for two reasons:

  • Employers don't have to pay super when you take parental leave

  • Primary carers (who are historically mostly women) are more likely to take parental leave than other carers

These two factors contribute to the startling gender inequality in super: that, on average, women retire with 42%* less super than men. So Baby Bump is Future Super’s baby step towards making super more fair for our members.

You don't have to be the birth parent to take advantage of our Baby Bump policy however. If you have welcomed a new child into your family and taken parental leave or left work to care for that child, you can apply for the Baby Bump regardless of your gender.

See Closing the super gender gap.

Am I eligible?

You may be eligible for the Baby Bump fee refund if:

  • You are a Future Super member

  • A new child entered into your care within the past 18 months, whether by birth or adoption, or foster care

  • You have taken parental leave or left work to care for your new child

To confirm eligibility, we do require some paperwork to confirm the birth, adoption, or foster care of your new child. You can provide this documentation after submitting your Baby Bump application below.

When should I apply?

A Baby Bump application should be submitted when you return to work after parental leave (or start working more than 10 hours per week).

Making the switch to full-time parent? You can still apply! If you're not returning to work or planning to work more than 10 hours per week, apply for the full Baby Bump refund after the child has been in your care for 12 months, or the child has left your care if you are a foster carer.

Please note that Baby Bump applications must be received within 18 months of your new child's birth, adoption, or commencement of foster care.