Yes, all members can access coaching as part of their membership. Whether you’ve just started your first job or you’re approaching retirement, we’re here to support your journey.

Generally, coaching and personal financial advice is included in your Future Super membership, there are some exceptions though. If we are advising you on a pension account, a fee may apply, but we’ll always let you know upfront and make sure it’s fair and transparent.

It’s easy to book a coaching session with Future Super. Book a Call to choose a time that works for you, at no additional cost.

If you’d like tailored personal advice, we can connect you with a registered adviser after your session.

To make the most of your time with your coach, it can help to have the following prepped before your call:

• Questions or goals you’d like to discuss (e.g. "Am I in the right investment option?" or "How do I boost my super?")

• Your most recent super statement or member number

• An idea of your current income and expenses

You don’t need everything figured out. Come as you are, and we’ll help you from there.

Coaching is a shorter session that helps you understand your super and feel more in control of your financial future. Most members find they get the tips they need from the first call.

Personal financial advice offers recommendations tailored to your financial situation, goals, and preferences. If you need more detail on your situation after your initial coaching session, you’ll be connected to an adviser to dive into the nitty gritty.

They will work with you to understand your financial goals in detail and create a tailored plan.

Getting financial advice means having a qualified expert in your corner who can help you make informed, confident decisions about your super. Some of the benefits are:

• Get personalised strategies based on your goals, life stage, and financial situation
• Plan tax-effective contributions to grow your super faster
• Choose investment options aligned with your values and your appetite for risk
• Get peace of mind through protection, with the right level of insurance for life’s uncertainties (like illness, injury, or death)
• Adapt your plan as your circumstances change, such as whether you're changing jobs, starting a family, or thinking about retirement

No question is too small when you chat to a coach. Here’s a few conversation starters you may want to ask:

• What’s the best investment option for my lifestyle?
• Is now a good time to change options?
• How much do I need to retire?
• How can I contribute more to my super?
• Am I eligible for the age pension?
• How does the insurance work?
• What insurances do I need?

Coaching extends only as far as your membership with Future Super!

While we can help with coaching on your investments, insurances, fees, contributions, strategy and beneficiaries, coaching doesn’t cover comprehensive financial advice, advice about other super accounts or any self-managed super funds you may have, for example.

While we can’t recommend what you should do with other super funds, we can help you check for lost super and guide you through the consolidation process.

Absolutely. Our registered advisors can walk you through employer contributions, salary sacrifice, personal contributions, and government co-contributions and help you figure out what makes sense for your goals.

Perfect question for your next coaching session. We'll help you understand your projected super balance, what kind of retirement income that might translate to, and the steps you can take now to boost your outcome.

Yes! In a coaching session, we’ll help you understand your options and what to consider when making your choice. If you're looking for guidance on which investment option suits your life stage or goals, our registered advisers can provide personal advice.