Join Future Super

Tell us about yourself

Ready to build a future worth retiring into? Brilliant. Get your tax file number and mobile phone handy. This whole process should only take a few minutes.

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^ By providing your email address, you consent and authorise us to send you communications or information, including information required by law, via email or similar technologies. Your details will never be passed onto a third party other than in accordance with our Privacy Policy. You can elect to receive communications by post at any time by contacting Future Super on 1300 658 422 or via email at or in writing at GPO Box 1858, Sydney, NSW 2001.

← All FAQs

What are my fees paying for?

Like all super funds, Future Super needs to charge fees so that we can run our business and ensure that your money is having the most impact that it can. Fees pay for things like establishing and administering your account, investing your money, running our tech systems, and our wonderful Member Advocacy team.

Our members pay direct fees (also known as dollar-based fees), and percentage-based fees. All of our investment options have a direct administration fee of $1.80 per week, and percentage-based administration and investment fees, indirect costs and buy-sell spreads, that vary depending on which investment option you are invested in. Information about these fees is published on our website under each investment option, and on the investment option overview page.

Individual members may also pay direct activity fees, such as insurance premiums, if they elect to take up an optional benefit provided by the Fund, such as life insurance. 

Our members are the most important thing to us, and, as such, it is our intention to reduce our fees over time and as we grow.

For a detailed breakdown of fees, how we apply them and more information on our services, please read the Product Disclosure Statement, Additional Information Booklet and the Financial Services Guide.